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The5ers Review 2026

An Israeli prop firm running since 2016, known for cheap small accounts and a long scaling ladder. Every forex program runs on MT5 with no time limit, but its terms bar US residents from MetaTrader and ban copy trading and third-party EAs.

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Our verdict

Recommended

4.6

A good fit for patient traders outside the US who want a low entry price and room to scale. Expect an 80% split at the start, a 3.5% fee on most withdrawals, and strict terms on EAs, copying and public criticism.

Running since
2016 (per its site)
Company
Five Percent Online Ltd, Israel and England and Wales
Programs
High Stakes (2-Step), Hyper Growth (1-Step), Bootcamp (3-Step)
Account sizes
$2.5K to $100K High Stakes; $5K to $50K Hyper Growth; $20K to $250K Bootcamp
Challenge fee
$19 to $405 (High Stakes); $52 to $329 (Hyper Growth)
Profit split
75% or 80% at the start, up to 100% at higher levels
Payouts
First after 14 days funded, then every 2 weeks
Max loss
10% (High Stakes), 6% (Hyper Growth), 5% (Bootcamp)
Platforms
MT5 only for forex and CFD programs
US traders
No for MT5 programs; its terms bar US residents from MetaTrader

What we like

  • Entry from $19 for a $2.5K High Stakes account
  • No time limit on any program
  • Scaling up to $500K on High Stakes and a stated $4M on Hyper Growth
  • Split reaches 100% at the top of the High Stakes ladder
  • UK company is on the public Companies House register

Watch out for

  • MT5 only, and its terms bar US residents from MetaQuotes platforms
  • 3.5% commission on Rise, crypto and bank withdrawals
  • Copy trading and third-party EAs without source code are banned
  • Accounts expire after 30 days with no activity
  • Terms allow account closure for disparaging public statements about the firm

How The5ers challenges work

The5ers runs three forex and CFD programs. High Stakes is a 2-step evaluation: a 10% target in Step 1 and 5% in Step 2, with at least 3 profitable days in each. Hyper Growth is a single step with a 10% target. Bootcamp has three steps with a 6% target each, a low entry fee and a second fee once you pass.

None of the programs has a time limit. A profitable day on High Stakes means closed trades made at least 0.5% of the starting balance. All evaluation trading happens in a simulated environment.

The table shows the New High Stakes prices on 25 Oct 2026. The page also offers a Classic version with an 8% Step 1 target, priced from $22 to $455.

Account sizeFeeStep 1 targetStep 2 targetMax loss
$2,500$19$250$125$250
$5,000$35$500$250$500
$10,000$69$1,000$500$1,000
$25,000$176$2,500$1,250$2,500
$50,000$249$5,000$2,500$5,000
$100,000$405$10,000$5,000$10,000

The5ers drawdown rules explained

High Stakes has a 5% daily loss limit and a 10% maximum loss in every stage, including the funded Pro account. The program page does not say whether the maximum loss trails, so check your dashboard before you trade.

Hyper Growth uses a 6% stop-out level and a 3% daily loss limit. Bootcamp allows a 5% maximum loss during its three steps, then 4% on the funded account, with a 3% daily pause that applies only once you are funded. Leverage is 1:100 on High Stakes and 1:30 on Hyper Growth and Bootcamp.

The5ers payouts and profit split

Its withdrawals FAQ says you can request your first withdrawal 14 days after your funded account is activated, then every 2 weeks from your last approved withdrawal. Scaling resets the 14-day timer. You need at least $150 in profit, and approved requests are usually processed within 3 business days.

Withdrawals by Rise, crypto or bank transfer carry a 3.5% commission. Crypto is capped at $1,500 per withdrawal. You can take payouts as Hub Credits with no commission, but those only buy new accounts. Its terms add that payouts above an internal threshold are paid in weekly installments of $10,000.

High Stakes starts at an 80% split and rises as the account scales: 85% from $175,000, 90% from $250,000, and 100% plus a fixed payout from $350,000. Hyper Growth starts at 75% and reaches 80% to 100% from $350,000. Accounts scale up each time you hit a 10% target.

The High Stakes payout FAQ says 70% of the fee you paid with external funds is returned with your first payout, and lists payout caps of $3,000 on the $50K account and $4,000 on the $100K account.

Platforms and instruments

All three forex and CFD programs run on MetaTrader 5 (hedging accounts), on desktop, web and mobile. High Stakes offers forex, metals, indices, oil and crypto. Hyper Growth adds stocks. The5ers also lists a separate futures program, which we did not review here.

Costs, refunds and resets

Hyper Growth costs $52 for $5K, $98 for $10K, $189 for $20K and $329 for $50K, with a cap of $40,000 in evaluation accounts per trader. Bootcamp charges an entry fee and a second fee when you reach the funded stage: $22 plus $50 for $20K, $95 plus $205 for $100K, and $225 plus $350 for $250K.

Under the terms, the evaluation fee is not refundable once you start trading. If you have not traded, you can get a full refund within 5 days of purchase, or Hub Credit after that.

Trading restrictions

News trading is allowed on High Stakes, but you cannot place trades 2 minutes before or after high-impact news. Hyper Growth allows news trading except bracket strategies. Overnight and weekend holding are allowed, with high swap on indices.

The terms list banned practices, including arbitrage, high-frequency trading measured in seconds, tick scalping, bracketing pending orders around news, copy trading or coordinating with other traders, and EAs from a third party when you do not own the source code.

Accounts with no activity for more than 30 consecutive days expire, counted from registration.

Its terms also let The5ers close accounts and keep profits if you make defamatory, disparaging or harmful statements about it in public, or post support conversations online.

  • Break the daily or maximum loss limit: the account is failed
  • Banned strategies: the account can be closed with no refund
  • Miss a requested video interview within 5 business days: pending payouts can be denied

Country bans and US traders

The terms list forbidden territories, including Afghanistan, Belarus, Cuba, Iran, Iraq, Israel, Lebanon, Libya, Myanmar, North Korea, Russia, Sudan, Syria, Venezuela and Yemen.

The terms also state that MetaQuotes trading platforms are strictly prohibited for US residents. Since its forex and CFD programs run only on MT5, US residents cannot use them.

Who owns The5ers and where it is registered

The5ers is not a broker or a regulated firm. Its site says it is an evaluation and training platform, not a broker, custodian or financial institution, and its terms are governed by Israeli law.

The site is operated by Five Percent Online Ltd, registered in England and Wales (company number 12553363, 168 Praed Street, London) and in Israel (company number 515864007, Raanana). Companies House lists the UK company as active and incorporated on April 9, 2020.

Our verdict

The5ers suits traders who want to start small and grow an account over time. The $19 entry, no time limit and long scaling table are real advantages, and the company has a public UK filing record.

The downsides are MT5 only, no access for US residents on its forex programs, a 3.5% fee on most withdrawals and some of the strictest conduct terms we have read. Read the trading rules section of the terms before you buy.

Frequently asked questions

Is The5ers legit?

It is an established firm that says it has run since 2016, operated by Five Percent Online Ltd, which is on the UK Companies House register. It is not regulated, and its terms say it is an evaluation and training platform.

Does The5ers allow US traders?

Not on its forex and CFD programs. Its terms say MetaQuotes platforms are prohibited for US residents, and those programs run only on MT5.

How long do The5ers payouts take?

You can request the first withdrawal 14 days after your funded account is activated, then every 2 weeks. The5ers says approved requests are usually processed within 3 business days.

What happens if I break a rule on The5ers?

Hitting a loss limit fails the account. Using a banned strategy, such as copy trading or a third-party EA, can get the account closed without a refund and with profits forfeited.

Does The5ers charge fees on withdrawals?

Yes. Rise, crypto and bank transfer withdrawals carry a 3.5% commission. Taking the payout as Hub Credits has no fee, but credits can only buy new accounts.

Is there a time limit on The5ers challenges?

No. All programs have unlimited time, but an account expires after 30 consecutive days without activity.

Sources

Every fact on this page comes from the pages below, checked on Oct 25, 2026. Rules and prices change, so check the current terms before you pay.

  1. The5ers High Stakes program
  2. The5ers Hyper Growth program
  3. The5ers Bootcamp program
  4. The5ers homepage
  5. The5ers Terms and Conditions (updated Oct 20, 2026)
  6. The5ers FAQ: Withdrawals
  7. The5ers FAQ: High Stakes payout policy
  8. OfficialCompanies House: Five Percent Online Ltd (12553363)